This worksheet is a breakdown and explanation of the buyers closing costs. It is part of your cash requirement in addition to your down payment, if any. Sometimes we can negotiate for the seller to pay some or all of these closing costs. I would be happy to complete this form and send it to you, either by email or regular mail. Then, if you wish, we could review the information over the phone and I could answer any questions you may have. There is no cost or obligation on your part. If you are interested, please call or email me and we can go from there.

Thanks,
Vic

BUYER'S CLOSING COSTS

CLOSING COSTS

Attorney's Fee (Inc. Title Search)	$____________
Record Deed / Mortgage	$____________
Survey	$____________
Appraisal	$____________
Credit Report	$____________
Origination Fee ______% of the loan amount	$____________
Discount points ______% of the loan amount	$____________
Title Insurance	$____________
Title Insurance Binder	$____________
Underwriting Fee	$____________
Escrow Tax Seriice/ Flood Certification Fee	$____________
Home Warranty	$____________
Other: _____________________________________	$____________
Other: _____________________________________	$____________
Other: _____________________________________	$____________
TOTAL CLOSING COSTS	$____________

ESCROW ACCOUNT
PRE-PAID TAXES AN INSURANCE

Pro-Rated Property Taxes                   3 months @ $________ per month	$____________
Homeowners Insurance
Hazard: $__________ 1st year + 2 months @ $________ per month	$____________
Flood:    $__________ 1st year + 2 months @ $________ per month	$____________
Equake  $__________ 1st year + 2 months @ $________ per month	$____________
Mortgage Insurance                              2 months @ $________ per month	$____________
TOTAL PREPAID TAXES AND INSURANCE	$____________